Everyone loves to read threads about what an idiot we can be. Here is the idiot of the day post. Now that I'm driving the Fatrat, I was hearing a metal on metal sound whenever I got on the brakes. Yesterday I pulled up the hand brake lever while coasting and heard the sound so I knew it was a rear brake. Looking at the nice grooves on the back of my new rotor on the passenger side narrowed down the problematic corner. Removing the caliper showed I am a true moron as I had put the backside brake pad in backwards...a true metallic pad! I have never in 50 some years of car and motorcycle use, done that. Maybe it's time to play with boats, they don't have brakes...…..Todd, I'm available to work on your boat, buddy.